I love this jacket. I was amazed at the quality for the price. Being a three in one is so handy. A couple of weeks ago I traveled to the UK and carried this as my only jacket. On days that were a little chilly, I just wore the fleece. On the few rainy days I added the outer layer. Another reviewer complained about the velcro of the outer layer wrecking her clothes. I was thankful for that heads up, and removed the bottom-most piece that would catch on my clothes while walking. It worked great. I didn't have a problem. Another reviewer mentioned that the sleeved were too snug when both pieces were worn together. I kind of understand that, but found by holding my cuff when donning the jacket it was fine. I know the jacket will continue to be very useful during the Autumn months and on milder Winter days. It won't take the place of my down parka, but I didn't expect that. I'm very glad I purchased this jacket. Great value.